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What will it really cost to close?

The price is only part of it. Land transfer tax, mortgage insurance tax, legal fees and adjustments all come due on closing day. Every number here is what you pay as the buyer. Costs the seller covers are listed separately so you know they're not yours.

Your purchase
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Where is the home?
Home type
Are all buyers first-time buyers?
Never owned a home anywhere in the world, and will live in this one.
Amortization
Adjust fee estimates
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Estimates fill in from the price and home type. Change any of them and your number stays.

Your closing-day estimate

Your estimate is ready

Here's what your breakdown covers:

  • Land transfer tax and any first-time buyer refunds
  • Mortgage insurance and the tax due on it
  • Lawyer, title insurance and inspection
  • Tax, utility and builder adjustments
  • Total cash you'll need on closing day
  • Which costs the seller pays, not you
Know your number. Now find the home.

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St. Catharines, Niagara Falls, Niagara-on-the-Lake, Lincoln, Welland, Grimsby and beyond. Browse current listings at highoctaneniagara.ca.

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